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Buenas, haber si me podéis ayudar en una duda que tengo. Me ofrecen una hipoteca variable euribor+1.95 a 30 años y otra fija 1.95 a 25 años y 2.1 a 30 años, mi duda es si ahora cojo la fija pago el mismo interés que en la variable y no corro ningún riesgo y si cojo la variable ahora pago el mismo interés que la fija pero cuando empieze a subir el euribor me subirá obviamente no? Me sale mejor cojer la fija ya que el interés es el mismo y no me subirá cuando suba el euribor? Muchas gracias de antemano.

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Buenos dias! Tengo una hipoteca con el IRPH desde 2005, pero estoy ya tramitando la venta de la vivienda y cancelar la hipoteca con la venta. Quiero saber en que afectaría la sentencia del TJUE si la vivienda se ha vendido y la hipoteca se ha cancelado. Con la venta tendré el dinero para cancelar la hipoteca, pero puedo aguantar y no cancelarla por si me afecta y no me devuelven el dinero del IRph por haberla vendido. Por favor, alquien me puede ayudar?

Me ha informado una familia que como nosotros que tenemos hipoteca con el irph que ahora ya no se puede reclamar la hipoteca ni el dinero de más porque el supremo lo está metiendo todo en una carpeta y esta quedando archivado, aunque se tenga la razón para reclamar, es decir que no va a resolver a nuestro favor. Yo no he reclamado porque creía que había que esperar a que nos den el visto bueno desde Europa, pero si reclamamos nos lo van a archivar? Quiero decir, aunque Europa nos de la razón el Supremo lo va a archivar?

Estoy algo perdida en el tema de mi hipoteca, el caso es que unos amigos me han dicho que tienen hasta 8 clausulas abusivas en su hipoteca y que algunas ya se las han declarado nulas y que les han pagado 600 euros por gastos de hipoteca que no les deberían haber cobrado. Yo se que llevo años y años con una cuota excesivamente alta y el capital baja muy poco. ¿Puedo tener cláusula suelo? He empezado a leer la escritura y me he mareado porque no entiendo absolutamente nada, por favor, alguien puede ayudarme a identificar en la escritura posibles cláusulas que sean reclamables? Muchas gracias.

Alguien sabría decirme si la hipoteca desgrava? En que casilla de la declaración se pone lo que has pagado a lo largo del año por la hipoteca. Por favor, es urgente, tengo que hacer pronto la declaración.